National Housing Fund (“NHF”) Mortgage Loan

A special scheme administered by FMBN. It provides the financial support for a contributor to build, buy, renovate or improve his home

Eligibility

  • Any Nigerian above the age of 18
  • Applicant must be a contributor to the National Housing Fund for a minimum period of six months
  • Applicant must have satisfactory evidence of regular flow of income to guarantee loan repayment

Why choose NHF Mortgage Loan

NHF Mortgage Loan is a special scheme administered by FMBN. It provides the financial support for a contributor to build, buy, renovate, or improve his/her home.

6 Basic Rules to Apply

  • Applicant is to apply through a duly licensed and accredited mortgage loan originator (MLO) of his/her choice and not directly to Federal Mortgage Bank of Nigeria (FMBN).
  • The MLO of the applicant’s choice must be accredited by FMBN to access the NHF facility.
  • Application forms for NHF loans are obtainable from the MLO
  • Amount contributed has nothing to do with the amount of loan you can access LOAN
  • The property for which the loan is sought shall serve as security for the loan.
  • The property shall conform to the existing planning laws and regulations (approved building plan).

Purpose

The loan shall be for the purpose of building, purchasing, or renovating a residential accommodation No loan shall be for refinancing.

3 Step Application Process

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Click here to fill a loan request form.
DOWNLOADS
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